/* ==========================================================================
   AUTOKASSA — Autozáložňa Košice
   Moderný, minimalistický, responzívny dizajn
   --------------------------------------------------------------------------
   Obsah:
   1. Design tokens (CSS premenné)
   2. Reset & základy
   3. Typografia & pomocné triedy
   4. Layout (container, sekcie)
   5. Tlačidlá & odznaky
   6. Header / navigácia
   7. Hero
   8. Trust bar
   9. Kroky "Ako to funguje"
   10. Benefity (karty)
   11. Cenník & tabuľka ocenenia
   12. Podmienky (checklist)
   13. Kalkulačka & formulár
   14. FAQ
   15. Kontakt & mapa
   16. Footer
   17. Plávajúce CTA (mobil)
   18. Animácie (scroll reveal)
   19. Responzívne úpravy
   ========================================================================== */

/* 1. DESIGN TOKENS ------------------------------------------------------- */
:root {
  /* Značkové farby (podľa loga: petrolejová + oranžová) */
  --brand:        #0F766E;
  --brand-dark:   #0B4F49;
  --brand-700:    #0C5E58;
  --brand-tint:   #E6F4F1;
  --brand-tint-2: #F1F8F6;

  --accent:       #F39200;
  --accent-dark:  #D97D00;
  --accent-tint:  #FFF4E2;

  --ink:          #0E1B1A;
  --text:         #1E2E2C;
  --muted:        #5B6B69;
  --line:         #E2EAE8;
  --bg:           #FFFFFF;
  --bg-soft:      #F5F9F8;
  --white:        #FFFFFF;

  --ok:           #16A34A;

  /* Typografia */
  --font-sans: "Manrope", -apple-system, BlinkMacSystemFont, "Segoe UI",
               Roboto, Helvetica, Arial, sans-serif;

  /* Rádiusy */
  --r-sm: 10px;
  --r:    16px;
  --r-lg: 24px;
  --r-pill: 999px;

  /* Tiene */
  --shadow-sm: 0 1px 2px rgba(14, 27, 26, .06), 0 1px 3px rgba(14, 27, 26, .05);
  --shadow:    0 8px 24px rgba(14, 27, 26, .08);
  --shadow-lg: 0 24px 60px rgba(14, 27, 26, .14);

  /* Rozostupy */
  --section-y: clamp(3.5rem, 8vw, 7rem);
  --container: 1160px;

  /* Prechody */
  --t: .25s cubic-bezier(.4, 0, .2, 1);
}

/* 2. RESET & ZÁKLADY ----------------------------------------------------- */
*, *::before, *::after { box-sizing: border-box; }

html {
  scroll-behavior: smooth;
  -webkit-text-size-adjust: 100%;
  scroll-padding-top: 88px; /* kompenzácia sticky headeru */
}

body {
  margin: 0;
  font-family: var(--font-sans);
  font-size: 1.0625rem;
  line-height: 1.65;
  color: var(--text);
  background: var(--bg);
  -webkit-font-smoothing: antialiased;
  text-rendering: optimizeLegibility;
  overflow-x: hidden;
}

img, svg, video { max-width: 100%; display: block; height: auto; }
a { color: var(--brand); text-decoration: none; transition: color var(--t); }
a:hover { color: var(--brand-dark); }
ul { margin: 0; padding: 0; list-style: none; }

:focus-visible {
  outline: 3px solid var(--accent);
  outline-offset: 2px;
  border-radius: 4px;
}

/* Skip link (prístupnosť) */
.skip-link {
  position: absolute;
  left: -9999px;
  top: 0;
  background: var(--ink);
  color: #fff;
  padding: .75rem 1.25rem;
  border-radius: 0 0 var(--r-sm) 0;
  z-index: 1000;
}
.skip-link:focus { left: 0; color: #fff; }

/* 3. TYPOGRAFIA ---------------------------------------------------------- */
h1, h2, h3, h4 {
  margin: 0 0 .5em;
  line-height: 1.15;
  color: var(--ink);
  font-weight: 800;
  letter-spacing: -.02em;
}
h1 { font-size: clamp(2.1rem, 5.4vw, 3.6rem); }
h2 { font-size: clamp(1.7rem, 3.6vw, 2.6rem); }
h3 { font-size: clamp(1.2rem, 2vw, 1.45rem); }
p  { margin: 0 0 1rem; }
strong { font-weight: 700; color: var(--ink); }

.eyebrow {
  display: inline-flex;
  align-items: center;
  gap: .5rem;
  font-size: .8rem;
  font-weight: 700;
  letter-spacing: .14em;
  text-transform: uppercase;
  color: var(--brand);
  margin-bottom: 1rem;
}
.eyebrow::before {
  content: "";
  width: 1.75rem;
  height: 2px;
  background: var(--accent);
  border-radius: 2px;
}

.lead { font-size: 1.15rem; color: var(--muted); }
.text-center { text-align: center; }
.muted { color: var(--muted); }

/* 4. LAYOUT -------------------------------------------------------------- */
.container {
  width: 100%;
  max-width: var(--container);
  margin-inline: auto;
  padding-inline: clamp(1.1rem, 4vw, 2rem);
}
section { padding-block: var(--section-y); }
.section-head { max-width: 640px; margin: 0 auto 3rem; text-align: center; }
.section-head.left { margin-inline: 0; text-align: left; }
.bg-soft { background: var(--bg-soft); }
.bg-brand { background: var(--brand); color: #fff; }

/* 5. TLAČIDLÁ & ODZNAKY -------------------------------------------------- */
.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: .55rem;
  padding: .9rem 1.6rem;
  font: inherit;
  font-weight: 700;
  font-size: 1rem;
  border: 2px solid transparent;
  border-radius: var(--r-pill);
  cursor: pointer;
  transition: transform var(--t), box-shadow var(--t), background var(--t), color var(--t), border-color var(--t);
  white-space: nowrap;
  line-height: 1;
}
.btn svg { width: 1.15em; height: 1.15em; }
.btn:active { transform: translateY(1px); }

.btn-primary {
  background: var(--accent);
  color: #fff;
  box-shadow: 0 8px 20px rgba(243, 146, 0, .32);
}
.btn-primary:hover { background: var(--accent-dark); color: #fff; transform: translateY(-2px); box-shadow: 0 12px 26px rgba(243, 146, 0, .38); }

.btn-dark { background: var(--brand); color: #fff; }
.btn-dark:hover { background: var(--brand-dark); color: #fff; transform: translateY(-2px); }

.btn-ghost {
  background: transparent;
  color: var(--brand);
  border-color: var(--line);
}
.btn-ghost:hover { border-color: var(--brand); background: var(--brand-tint); color: var(--brand-dark); }

.btn-light { background: #fff; color: var(--brand-dark); }
.btn-light:hover { background: var(--brand-tint); color: var(--brand-dark); transform: translateY(-2px); }

.btn-block { width: 100%; }
.btn-lg { padding: 1.05rem 1.9rem; font-size: 1.05rem; }

.badge {
  display: inline-flex;
  align-items: center;
  gap: .4rem;
  padding: .4rem .85rem;
  background: var(--brand-tint);
  color: var(--brand-dark);
  border-radius: var(--r-pill);
  font-size: .85rem;
  font-weight: 700;
}

/* 6. HEADER -------------------------------------------------------------- */
.site-header {
  position: fixed;
  inset: 0 0 auto 0;
  z-index: 100;
  transition: background var(--t), box-shadow var(--t), backdrop-filter var(--t);
  background: transparent;
}
.site-header.scrolled {
  background: rgba(255, 255, 255, .9);
  backdrop-filter: saturate(180%) blur(12px);
  box-shadow: 0 1px 0 var(--line), var(--shadow-sm);
}
.nav {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 1rem;
  height: 72px;
}
.brand {
  display: inline-flex;
  align-items: center;
  gap: .6rem;
  font-weight: 800;
  font-size: 1.3rem;
  letter-spacing: -.02em;
  color: var(--brand);
}
.brand:hover { color: var(--brand); }
.brand .logo-mark { width: 34px; height: 34px; flex: none; }
.brand b { color: var(--accent); }
.brand-logo { height: 50px; width: 152px; display: block; flex: none; object-fit: contain; object-position: left center; }
.footer-brand { display: inline-block; background: #fff; padding: 10px 16px; border-radius: 14px; line-height: 0; box-shadow: 0 6px 18px rgba(0,0,0,.18); }
.footer-brand img { height: 56px; width: 170px; display: block; object-fit: contain; }
@media (max-width: 600px) {
  .brand-logo { height: 40px; width: 122px; }
  .footer-brand img { height: 48px; width: 146px; }
}

.nav-links {
  display: flex;
  align-items: center;
  gap: 1.5rem;
  margin: 0 auto;
}
.nav-links a {
  color: var(--text);
  font-weight: 600;
  font-size: .98rem;
  position: relative;
  white-space: nowrap;
}
.nav-links a::after {
  content: "";
  position: absolute;
  left: 0; bottom: -6px;
  width: 0; height: 2px;
  background: var(--accent);
  border-radius: 2px;
  transition: width var(--t);
}
.nav-links a:hover { color: var(--brand); }
.nav-links a:hover::after { width: 100%; }

.nav-cta { display: flex; align-items: center; gap: .75rem; }
.nav-phone {
  display: inline-flex;
  align-items: center;
  gap: .5rem;
  font-weight: 800;
  color: var(--ink);
  white-space: nowrap;
}
.nav-phone:hover { color: var(--brand); }

.nav-toggle {
  display: none;
  width: 46px; height: 46px;
  border: none;
  background: var(--brand-tint);
  border-radius: var(--r-sm);
  cursor: pointer;
  align-items: center;
  justify-content: center;
}
.nav-toggle span, .nav-toggle span::before, .nav-toggle span::after {
  content: "";
  display: block;
  width: 20px; height: 2px;
  background: var(--brand-dark);
  border-radius: 2px;
  transition: transform var(--t), opacity var(--t);
}
.nav-toggle span::before { transform: translateY(-6px); }
.nav-toggle span::after  { transform: translateY(4px); }
.nav-toggle span { position: relative; }
.nav-toggle span::before, .nav-toggle span::after { position: absolute; }
body.menu-open .nav-toggle span { background: transparent; }
body.menu-open .nav-toggle span::before { transform: rotate(45deg); }
body.menu-open .nav-toggle span::after  { transform: rotate(-45deg); }

/* 7. HERO ---------------------------------------------------------------- */
.hero {
  position: relative;
  padding-top: 130px;
  padding-bottom: var(--section-y);
  background:
    radial-gradient(1200px 500px at 80% -10%, rgba(15, 118, 110, .14), transparent 60%),
    radial-gradient(900px 400px at 0% 10%, rgba(243, 146, 0, .10), transparent 55%),
    var(--bg-soft);
  overflow: hidden;
}
.hero-grid {
  display: grid;
  grid-template-columns: 1.1fr .9fr;
  gap: clamp(2rem, 5vw, 4rem);
  align-items: center;
}
.hero h1 { margin-bottom: .35em; }
.hero h1 .hl { color: var(--brand); }
.hero-sub { font-size: 1.2rem; color: var(--muted); max-width: 33ch; margin-bottom: 1.8rem; }
.hero-actions { display: flex; flex-wrap: wrap; gap: .9rem; margin-bottom: 1.8rem; }
.hero-points { display: flex; flex-wrap: wrap; gap: .6rem 1.4rem; }
.hero-points li {
  display: flex;
  align-items: center;
  gap: .5rem;
  font-weight: 600;
  font-size: .98rem;
  color: var(--text);
}
.hero-points svg { width: 20px; height: 20px; color: var(--brand); flex: none; }

/* Hero vizuál (karta s kalkuláciou) */
.hero-card {
  background: #fff;
  border-radius: var(--r-lg);
  box-shadow: var(--shadow-lg);
  padding: 1.6rem;
  position: relative;
}
.hero-card::before {
  content: "";
  position: absolute;
  inset: -1px;
  border-radius: inherit;
  padding: 1px;
  background: linear-gradient(135deg, rgba(15,118,110,.35), rgba(243,146,0,.35));
  -webkit-mask: linear-gradient(#000 0 0) content-box, linear-gradient(#000 0 0);
  -webkit-mask-composite: xor;
          mask-composite: exclude;
  pointer-events: none;
}
.hero-card h3 { font-size: 1.1rem; }
.hero-card .ring {
  position: relative;
  width: 140px; height: 140px;
  margin: .5rem auto 1.1rem;
  display: grid;
  place-items: center;
}
.hero-card .ring svg { width: 140px; height: 140px; display: block; }
.hero-card .ring-track {
  fill: none;
  stroke: var(--brand-tint);
  stroke-width: 11;
}
.hero-card .ring-prog {
  fill: none;
  stroke: var(--brand);
  stroke-width: 11;
  stroke-linecap: round;
  transition: stroke-dashoffset 1s cubic-bezier(.4,0,.2,1);
}
.hero-card .ring-label {
  position: absolute;
  inset: 0;
  display: grid;
  place-content: center;
  text-align: center;
}
.hero-card .ring-label b { font-size: 1.9rem; font-weight: 800; color: var(--brand-dark); line-height: 1; letter-spacing: -.02em; }
.hero-card .ring-label span { display: block; margin-top: 3px; font-size: .72rem; font-weight: 700; color: var(--muted); }
.mini-list { display: grid; gap: .6rem; margin-top: 1rem; }
.mini-list li { display: flex; justify-content: space-between; gap: 1rem; padding: .55rem .2rem; border-bottom: 1px dashed var(--line); font-size: .95rem; }
.mini-list li:last-child { border-bottom: 0; }
.mini-list b { color: var(--ink); }

/* 8. TRUST BAR ----------------------------------------------------------- */
.trust {
  border-top: 1px solid var(--line);
  border-bottom: 1px solid var(--line);
  background: #fff;
}
.trust .container {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 1rem;
  padding-block: 2rem;
}
.trust-item { text-align: center; }
.trust-item .num { font-size: clamp(1.6rem, 3vw, 2.2rem); font-weight: 800; color: var(--brand); line-height: 1; }
.trust-item .lbl { font-size: .92rem; color: var(--muted); margin-top: .35rem; }

/* 9. KROKY --------------------------------------------------------------- */
.steps { display: grid; grid-template-columns: repeat(4, 1fr); gap: 1.25rem; counter-reset: step; }
.step {
  position: relative;
  background: #fff;
  border: 1px solid var(--line);
  border-radius: var(--r);
  padding: 2.2rem 1.4rem 1.5rem;
  transition: transform var(--t), box-shadow var(--t), border-color var(--t);
}
.step:hover { transform: translateY(-4px); box-shadow: var(--shadow); border-color: transparent; }
.step .n {
  counter-increment: step;
  position: absolute;
  top: -18px; left: 1.4rem;
  width: 44px; height: 44px;
  display: grid;
  place-items: center;
  background: var(--accent);
  color: #fff;
  border-radius: 50%;
  font-weight: 800;
  box-shadow: 0 6px 14px rgba(243,146,0,.35);
}
.step .n::before { content: counter(step); }
.step h3 { margin-top: .4rem; font-size: 1.15rem; }
.step p { margin: 0; color: var(--muted); font-size: .98rem; }

/* 10. BENEFITY ----------------------------------------------------------- */
.cards { display: grid; grid-template-columns: repeat(4, 1fr); gap: 1.25rem; }
.card {
  background: #fff;
  border: 1px solid var(--line);
  border-radius: var(--r);
  padding: 1.8rem 1.5rem;
  transition: transform var(--t), box-shadow var(--t), border-color var(--t);
}
.card:hover { transform: translateY(-4px); box-shadow: var(--shadow); border-color: transparent; }
.card .ico {
  width: 56px; height: 56px;
  display: grid;
  place-items: center;
  border-radius: 16px;
  background: var(--brand-tint);
  color: var(--brand);
  margin-bottom: 1.1rem;
}
.card .ico svg { width: 28px; height: 28px; }
.card h3 { font-size: 1.15rem; }
.card p { margin: 0; color: var(--muted); font-size: .97rem; }

/* 11. CENNÍK & TABUĽKA --------------------------------------------------- */
.price-wrap { display: grid; grid-template-columns: 1fr 1fr; gap: clamp(2rem,4vw,3.5rem); align-items: start; }
.price-note {
  background: var(--accent-tint);
  border: 1px solid #FBD89A;
  border-radius: var(--r);
  padding: 1.25rem 1.4rem;
  margin-top: 1.25rem;
  display: flex;
  gap: .9rem;
  align-items: flex-start;
}
.price-note svg { width: 26px; height: 26px; color: var(--accent-dark); flex: none; }
.price-note b { color: var(--ink); }

.table-card {
  background: #fff;
  border: 1px solid var(--line);
  border-radius: var(--r);
  overflow: hidden;
  box-shadow: var(--shadow-sm);
}
.table-card .thead {
  display: grid;
  grid-template-columns: 1.4fr 1fr;
  background: var(--brand);
  color: #fff;
  font-weight: 700;
  font-size: .95rem;
}
.table-card .thead div { padding: .9rem 1.2rem; }
.rate-row {
  display: grid;
  grid-template-columns: 1.4fr 1fr;
  border-top: 1px solid var(--line);
  font-size: .97rem;
}
.rate-row div { padding: .8rem 1.2rem; }
.rate-row:nth-child(even) { background: var(--bg-soft); }
.rate-row .pct { font-weight: 800; color: var(--brand-dark); }
.table-foot { padding: .85rem 1.2rem; font-size: .85rem; color: var(--muted); background: var(--brand-tint-2); }

/* 12. PODMIENKY (checklist) --------------------------------------------- */
.req-grid { display: grid; grid-template-columns: 1.1fr .9fr; gap: clamp(2rem,4vw,3.5rem); align-items: start; }
.checklist { display: grid; gap: .85rem; }
.checklist li {
  display: flex;
  gap: .85rem;
  align-items: flex-start;
  background: #fff;
  border: 1px solid var(--line);
  border-radius: var(--r-sm);
  padding: .9rem 1.1rem;
}
.checklist .tick {
  width: 26px; height: 26px;
  flex: none;
  display: grid;
  place-items: center;
  border-radius: 50%;
  background: var(--brand-tint);
  color: var(--brand);
  margin-top: .1rem;
}
.checklist .tick svg { width: 15px; height: 15px; }
.checklist span { font-size: .98rem; }

.notice {
  background: var(--brand);
  color: #fff;
  border-radius: var(--r);
  padding: 1.8rem;
}
.notice h3 { color: #fff; }
.notice p { color: rgba(255,255,255,.86); }
.notice ul { display: grid; gap: .7rem; margin-top: 1rem; }
.notice li { display: flex; gap: .7rem; align-items: flex-start; color: rgba(255,255,255,.92); font-size: .97rem; }
.notice li svg { width: 20px; height: 20px; color: var(--accent); flex: none; margin-top: .15rem; }

/* 13. KALKULAČKA & FORMULÁR ---------------------------------------------- */
.quote {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 0;
  background: #fff;
  border: 1px solid var(--line);
  border-radius: var(--r-lg);
  overflow: hidden;
  box-shadow: var(--shadow);
}
.quote-info {
  background:
    radial-gradient(700px 300px at 100% 0%, rgba(243,146,0,.18), transparent 60%),
    var(--brand);
  color: #fff;
  padding: clamp(1.8rem, 4vw, 3rem);
}
.quote-info h2 { color: #fff; }
.quote-info p { color: rgba(255,255,255,.85); }
.quote-info .est {
  margin-top: 1.5rem;
  background: rgba(255,255,255,.1);
  border: 1px solid rgba(255,255,255,.2);
  border-radius: var(--r);
  padding: 1.3rem 1.4rem;
}
.quote-info .est .label { font-size: .85rem; color: rgba(255,255,255,.8); text-transform: uppercase; letter-spacing: .08em; }
.quote-info .est .val { font-size: clamp(1.8rem, 4vw, 2.6rem); font-weight: 800; color: #fff; }
.quote-info .est small { color: rgba(255,255,255,.7); display: block; margin-top: .3rem; }
.est-row { display: flex; justify-content: space-between; align-items: baseline; gap: 1rem; padding: .55rem 0; border-bottom: 1px dashed rgba(255,255,255,.25); }
.est-row span { color: rgba(255,255,255,.85); font-size: .95rem; }
.est-row b { color: #fff; font-weight: 800; }
.est-row--big { border-bottom: none; padding-top: .7rem; }
.est-row--big span { font-weight: 700; color: #fff; }
.est-row--big b { color: var(--accent); font-size: clamp(1.6rem, 4vw, 2.1rem); }
.est.loading { opacity: 1; }
.est.loading .est-row { opacity: .35; }
.est.loading small { color: #fff; opacity: 1; font-weight: 600; font-size: .95rem; animation: estPulse 1.2s ease-in-out infinite; }
.est small .sec { color: var(--accent); font-weight: 800; }
@keyframes estPulse { 0%, 100% { opacity: .7; } 50% { opacity: 1; } }
.est-disclaimer { display: flex; gap: .6rem; align-items: flex-start; margin-top: 1rem; background: rgba(255,255,255,.1); border: 1px solid rgba(255,255,255,.2); border-radius: var(--r-sm); padding: .8rem .9rem; }
.est-disclaimer svg { width: 20px; height: 20px; color: var(--accent); flex: none; margin-top: 1px; }
.est-disclaimer span { font-size: .88rem; color: rgba(255,255,255,.9); }
.est-disclaimer strong { color: #fff; }

#ocenenie { scroll-margin-top: 96px; } /* skok CTA pristane rovno na kalkulačke, s odstupom pod headerom */
.quote-form { padding: clamp(1.8rem, 4vw, 3rem); }
.field { margin-bottom: 1.05rem; }
.field label { display: block; font-weight: 700; font-size: .9rem; margin-bottom: .4rem; color: var(--ink); }
.field input, .field select, .field textarea {
  width: 100%;
  padding: .8rem 1rem;
  font: inherit;
  font-size: 1rem;
  border: 1.5px solid var(--line);
  border-radius: var(--r-sm);
  background: var(--bg-soft);
  transition: border-color var(--t), background var(--t), box-shadow var(--t);
}
.field input:focus, .field select:focus, .field textarea:focus {
  outline: none;
  border-color: var(--brand);
  background: #fff;
  box-shadow: 0 0 0 4px rgba(15,118,110,.12);
}
.field-row { display: grid; grid-template-columns: 1fr 1fr; gap: 1rem; }
.consent { display: flex; gap: .65rem; align-items: flex-start; font-size: .85rem; color: var(--muted); margin: .25rem 0 1.1rem; }
.consent input { width: 18px; height: 18px; margin-top: .15rem; flex: none; }
.form-note { font-size: .82rem; color: var(--muted); margin-top: .8rem; text-align: center; }
.form-success {
  display: none;
  background: var(--brand-tint);
  border: 1px solid var(--brand);
  color: var(--brand-dark);
  border-radius: var(--r);
  padding: 1.2rem 1.3rem;
  font-weight: 600;
}
.form-success.show { display: block; }

/* 14. FAQ ---------------------------------------------------------------- */
.faq { max-width: 820px; margin-inline: auto; }
.faq-item {
  background: #fff;
  border: 1px solid var(--line);
  border-radius: var(--r);
  margin-bottom: .85rem;
  overflow: hidden;
  transition: box-shadow var(--t), border-color var(--t);
}
.faq-item[open] { box-shadow: var(--shadow); border-color: transparent; }
.faq-item summary {
  list-style: none;
  cursor: pointer;
  padding: 1.15rem 1.4rem;
  font-weight: 700;
  font-size: 1.05rem;
  color: var(--ink);
  display: flex;
  justify-content: space-between;
  align-items: center;
  gap: 1rem;
}
.faq-item summary::-webkit-details-marker { display: none; }
.faq-item summary .chev {
  width: 28px; height: 28px;
  flex: none;
  display: grid;
  place-items: center;
  border-radius: 50%;
  background: var(--brand-tint);
  color: var(--brand);
  transition: transform var(--t), background var(--t);
}
.faq-item[open] summary .chev { transform: rotate(45deg); background: var(--accent); color: #fff; }
.faq-item .answer { padding: 0 1.4rem 1.3rem; color: var(--muted); }
.faq-item .answer p { margin: 0; }

/* 15. KONTAKT & MAPA ----------------------------------------------------- */
.contact-grid { display: grid; grid-template-columns: .9fr 1.1fr; gap: clamp(2rem,4vw,3.5rem); align-items: stretch; }
.contact-list { display: grid; gap: 1.1rem; margin: 1.5rem 0 1.8rem; }
.contact-list li { display: flex; gap: 1rem; align-items: flex-start; }
.contact-list .ci {
  width: 46px; height: 46px;
  flex: none;
  display: grid;
  place-items: center;
  border-radius: 12px;
  background: var(--brand-tint);
  color: var(--brand);
}
.contact-list .ci svg { width: 22px; height: 22px; }
.contact-list .lbl { font-size: .8rem; text-transform: uppercase; letter-spacing: .06em; color: var(--muted); }
.contact-list .val { font-weight: 700; color: var(--ink); font-size: 1.05rem; }
.contact-list a.val:hover { color: var(--brand); }
.map-embed {
  border-radius: var(--r-lg);
  overflow: hidden;
  box-shadow: var(--shadow);
  border: 1px solid var(--line);
  min-height: 360px;
  height: 100%;
}
.map-embed iframe { width: 100%; height: 100%; min-height: 360px; border: 0; display: block; }
.social-row { display: flex; gap: .75rem; margin-top: .5rem; }
.social-row a {
  width: 46px; height: 46px;
  display: grid;
  place-items: center;
  border-radius: 12px;
  background: var(--ink);
  color: #fff;
  transition: transform var(--t), background var(--t);
}
.social-row a:hover { transform: translateY(-3px); background: var(--brand); color: #fff; }
.social-row svg { width: 22px; height: 22px; }

/* CTA pás */
.cta-band { background: var(--ink); color: #fff; border-radius: var(--r-lg); padding: clamp(2rem,5vw,3.4rem); text-align: center; }
.cta-band h2 { color: #fff; }
.cta-band p { color: rgba(255,255,255,.8); max-width: 52ch; margin-inline: auto; }
.cta-band .hero-actions { justify-content: center; margin-top: 1.6rem; }

/* 16. FOOTER ------------------------------------------------------------- */
.site-footer { background: #07201D; color: rgba(255,255,255,.75); padding-top: 3.5rem; }
.footer-grid { display: grid; grid-template-columns: 1.4fr 1fr 1fr 1.2fr; gap: 2rem; padding-bottom: 2.5rem; }
.site-footer .brand { color: #fff; }
.site-footer h4 { color: #fff; font-size: 1rem; margin-bottom: 1rem; }
.site-footer ul { display: grid; gap: .6rem; }
.site-footer a { color: rgba(255,255,255,.75); }
.site-footer a:hover { color: var(--accent); }
.site-footer p { color: rgba(255,255,255,.6); font-size: .95rem; }
.footer-bottom {
  border-top: 1px solid rgba(255,255,255,.1);
  padding: 1.4rem 0;
  display: flex;
  justify-content: space-between;
  flex-wrap: wrap;
  gap: .5rem;
  font-size: .85rem;
  color: rgba(255,255,255,.55);
}

/* Obsahové / právne stránky */
.page-hero { padding: 130px 0 2.5rem; background: var(--bg-soft); }
.page-hero .crumbs { font-size: .9rem; color: var(--muted); margin-bottom: .75rem; }
.page-hero .crumbs a { font-weight: 600; }
.prose { max-width: 820px; margin-inline: auto; padding-block: 1rem var(--section-y); }
.prose h2 { margin-top: 2.2rem; font-size: 1.5rem; }
.prose h3 { margin-top: 1.6rem; font-size: 1.2rem; }
.prose ul:not(.checklist) { list-style: disc; padding-left: 1.4rem; margin: 0 0 1rem; }
.prose ul:not(.checklist) li { margin-bottom: .4rem; }
.prose p, .prose li { color: var(--text); text-align: justify; text-align-last: left; hyphens: auto; }
.prose .updated { color: var(--muted); font-size: .9rem; }

/* Obrázky & médiá */
.media { border-radius: var(--r-lg); overflow: hidden; box-shadow: var(--shadow); background: var(--brand-tint); position: relative; }
.media img { width: 100%; height: 100%; object-fit: cover; display: block; }
.feature-row { display: grid; grid-template-columns: 1fr 1fr; gap: clamp(2rem,5vw,4rem); align-items: center; }
.feature-row.reverse .media { order: 2; }
.feature-row .media { aspect-ratio: 4 / 3; }
.hero-media { aspect-ratio: 16 / 10; margin-top: 1.5rem; }

/* Kompaktný CTA pás */
.cta-strip {
  display: flex;
  align-items: center;
  justify-content: space-between;
  flex-wrap: wrap;
  gap: 1.2rem;
  background: linear-gradient(120deg, var(--brand) 0%, var(--brand-dark) 100%);
  color: #fff;
  border-radius: var(--r-lg);
  padding: 1.6rem clamp(1.4rem, 4vw, 2.4rem);
}
.cta-strip .cta-strip-text { font-size: clamp(1.15rem, 2.4vw, 1.5rem); font-weight: 800; color: #fff; margin: 0; }
.cta-strip .cta-strip-text span { color: var(--accent); }
.cta-strip .cta-strip-actions { display: flex; gap: .75rem; flex-wrap: wrap; }

/* Sociálny CTA blok (FB/IG ako hlavné kanály) */
.social-cta { text-align: center; max-width: 720px; margin: 0 auto; }
.social-cta .social-btns { display: flex; gap: 1rem; justify-content: center; flex-wrap: wrap; margin-top: 1.4rem; }
.btn-fb { background: #1877F2; color: #fff; }
.btn-fb:hover { background: #0f63d6; color: #fff; transform: translateY(-2px); }
.btn-ig { background: linear-gradient(45deg, #F58529, #DD2A7B 50%, #8134AF 100%); color: #fff; }
.btn-ig:hover { color: #fff; transform: translateY(-2px); filter: brightness(1.05); }
.btn-wa { background: #25D366; color: #073; }
.btn-wa:hover { background: #1ebe5a; color: #062; transform: translateY(-2px); }

/* 17. PLÁVAJÚCE CTA (mobil) ---------------------------------------------- */
.fab {
  position: fixed;
  right: 1rem; bottom: 1rem;
  z-index: 90;
  display: none;
  gap: .6rem;
}
.fab a {
  display: inline-flex;
  align-items: center;
  gap: .5rem;
  padding: .85rem 1.2rem;
  border-radius: var(--r-pill);
  font-weight: 800;
  box-shadow: var(--shadow-lg);
}
.fab .fab-call { background: var(--brand); color: #fff; }
.fab .fab-quote { background: var(--accent); color: #fff; }
.fab svg { width: 20px; height: 20px; }

/* 18. ANIMÁCIE ----------------------------------------------------------- */
.reveal { opacity: 0; transform: translateY(24px); transition: opacity .6s ease, transform .6s ease; }
.reveal.in { opacity: 1; transform: none; }
.reveal.d1 { transition-delay: .08s; }
.reveal.d2 { transition-delay: .16s; }
.reveal.d3 { transition-delay: .24s; }

@media (prefers-reduced-motion: reduce) {
  html { scroll-behavior: auto; }
  .reveal { opacity: 1; transform: none; transition: none; }
  * { animation-duration: .001ms !important; transition-duration: .001ms !important; }
}

/* 19. RESPONZÍVNE -------------------------------------------------------- */
@media (max-width: 980px) {
  .hero-grid { grid-template-columns: 1fr; }
  .hero-card { max-width: 460px; }
  .steps { grid-template-columns: repeat(2, 1fr); }
  .cards { grid-template-columns: repeat(2, 1fr); }
  .price-wrap, .req-grid, .contact-grid { grid-template-columns: 1fr; }
  .quote { grid-template-columns: 1fr; }
  /* mobil: najprv formulár (polia), zelený výsledok až pod ním */
  .quote-form { order: 1; }
  .quote-info { order: 2; }
  .footer-grid { grid-template-columns: 1fr 1fr; }
  .feature-row { grid-template-columns: 1fr; }
  .feature-row.reverse .media { order: 0; }
  .cta-strip { flex-direction: column; align-items: flex-start; text-align: left; }
}

/* Navigáciu zbalíme do hamburgeru skôr – na užších oknách/tabletoch sa inak texty tlačia */
@media (max-width: 1080px) {
  .nav-links, .nav-phone { display: none; }
  .nav-toggle { display: inline-flex; }
  /* CTA tlačidlo v hlavičke prekáža – nahrádza ho plávajúce tlačidlo a hero CTA */
  .nav-cta .btn-primary { display: none; }
  .brand { font-size: 1.18rem; }

  /* Mobilné / tabletové menu */
  .nav-links.open {
    display: flex;
    position: fixed;
    inset: 72px 0 auto 0;
    flex-direction: column;
    align-items: stretch;
    gap: 0;
    margin: 0;
    background: #fff;
    padding: .5rem 1.2rem 1.2rem;
    box-shadow: var(--shadow);
    border-top: 1px solid var(--line);
  }
  .nav-links.open a { padding: .9rem .25rem; border-bottom: 1px solid var(--line); }
  .nav-links.open a::after { display: none; }

  .fab { display: flex; }
}

@media (max-width: 760px) {
  .trust .container { grid-template-columns: repeat(2, 1fr); gap: 1.5rem; }
  .footer-bottom { justify-content: center; text-align: center; }
}

@media (max-width: 480px) {
  body { font-size: 1rem; }
  .steps, .cards { grid-template-columns: 1fr; }
  .field-row { grid-template-columns: 1fr; }
  .footer-grid { grid-template-columns: 1fr; }
  .hero-actions .btn { width: 100%; }
}

/* --- Služby: rovnaká výška kariet, tlačidlá na jednej línii --- */
#sluzby .card { display: flex; flex-direction: column; }
#sluzby .card p { margin-bottom: 1.1rem; }
#sluzby .card .btn { margin-top: auto; width: 100%; justify-content: center; }
#uver-kalk, #poistenie { display: flex; flex-direction: column; }
#uver-kalk .btn-block, #poistenie .btn-block { margin-top: auto; }

/* --- monk-align: dvojstĺpcové sekcie lícujú na spodnú hranu --- */
/* Podmienky: tmavý box sa natiahne na výšku checklistu, odkaz drží spodok */
.req-grid { align-items: stretch; }
.notice { display: flex; flex-direction: column; }
.notice > p:last-child { margin-top: auto; }
/* Cenník: obrázok vyplní zvyšok ľavého stĺpca po výšku tabuľky */
.price-wrap { align-items: stretch; }
.price-wrap > div:first-child { display: flex; flex-direction: column; }
.price-wrap .media { flex: 1; min-height: 260px; aspect-ratio: auto; }
.price-wrap .media img { position: absolute; inset: 0; width: 100%; height: 100%; object-fit: cover; }

/* --- Hodnotenia (Google/FB/Azet) --- */
.ratings-row { display: flex; flex-wrap: wrap; justify-content: center; gap: .9rem; margin: 0 0 2rem; }
.rating-badge { display: inline-flex; align-items: center; gap: .55rem; background: #fff; border: 1px solid var(--line); border-radius: var(--r-pill); padding: .6rem 1.1rem; box-shadow: var(--shadow-sm); color: var(--text); font-size: .92rem; transition: transform var(--t), box-shadow var(--t); }
.rating-badge:hover { transform: translateY(-2px); box-shadow: var(--shadow); color: var(--text); }
.rating-badge .rb-src { font-weight: 800; color: var(--ink); }
.rating-badge .rb-stars { color: #F5A623; letter-spacing: .05em; font-size: 1rem; line-height: 1; }
.rating-badge .rb-stars .half { opacity: .35; }
.rating-badge .rb-val { font-weight: 800; color: var(--ink); }
.rating-badge .rb-cnt { color: var(--muted); font-size: .85rem; }
